Emotional Distress Coverage under the CGL Form Is emotional distress covered by the CGL policy? Texas Subscriber In the majority of jurisdictions, the…

Mortgagee Subject to Policy Provisions If the insured is in violation of the policy's coinsurance clause and his loss settlement is being reduced as…

Care Custody and Control— Tenant's Property Q We would appreciate your comments on the following question concerning coverage under the commercial…

Mortgagee Clause Applied in Foreclosure Q We insure a large property valued at over a million dollars. The mortgagee foreclosed on the property. Shortly…

Coverage Territory of the CGL Form Q We know that the definition of coverage territory has been revised in the new CGL forms. Does the revision extend…

Off-Premises Coverage and "Owned, Leased or Operated" Exclusion Q Our commercial property policy (CP 00 10) insured went to a customer's location…

Computer Virus as a Vandalism Loss? Q Our client's computer was vandalized by installation of the Michelangelo virus that destroyed all his data on…

Sharks Teeth Considered Fine Arts I am handling a burglary claim where our insured is claiming over $300,000 in stolen sharks teeth. He has a Jimmy…

Employer's Liability and the CGL Form Q Our agency insures a motel management company that handles the operations of motels for the owners. In this…

Deductible Subrogation Question Q Our insureds sustained a large fire loss to their restaurant approximately six years ago. The insurer paid close…