January 2011 Dec Page Question of the Month In order to protect employees of small operations, the workers compensation laws of a majority of…

Drywall Behind Paneling December 14, 2010 I am handling a fire claim in which there was fire-taped drywall behind the paneling. The insurance company…

Property Damage Occurs when it Manifests Itself The United States District Court in Florida ruled on a coverage dispute centering around when property…

Criminal Acts of an Insured Bars Coverage for All Insureds Insurer filed a lawsuit seeking a declaration that it owed no duty to defend or indemnify…

December 2010 Dec Page Question of the Month Property coverage forms commonly contain exclusions for loss caused by governmental destruction,…

December 2010 Intro Page Dec Page The question of the month deals with governmental action. Property coverage forms commonly contain exclusions…

Material Misrepresentation by Insured Voids Medical Malpractice Coverage The medical malpractice insurer sought a rescission of its insured physician's…

Extended Period Provision and Coinsurance November 29, 2010 Is the extended period calculation subject to the coinsurance provision of a commercial…

Patent Infringement and Advertising Injury Insureds brought an action against their insurers seeking a declaratory judgment that the insurers were obligated…

Duty to Defend and Advertising Injury The insured sued its liability insurer seeking declaratory relief and to recover reasonable costs of its defense…