June 2012 Intro Page Dec Page It was not long after the introduction of liability coverage on an occurrence basis that the problem over…

June 2012 Dec Page Article of the Month It was not long after the introduction of liability coverage on an occurrence basis that the problem…

Wind or Hail Percentage Deductible Calculations May 14, 2012 Our insured has commercial property coverage for three buildings at one location in Florida…

Coinsurance An Explanation for Insureds Summary: Those who work inside the insurance industry often have difficulty understanding and explaining…

Intellectual Property Rights Exclusion and Trademark Infringement Action The insured corporation brought an action against the business liability…

Stolen Computer and Program May 10, 2012 Our insured's computer was stolen. She replaced the computer with a similar computer. The replacement…

Social Hosts Liability and Homeowners Motor Vehicle Exclusion The insurer brought an action seeking a declaration regarding its obligations to…

TCPA Claims in Illinois The insured was sued in a class action lawsuit for violation of the Telephone Consumer Protection Act (TCPA). In a matter…

Valued Policy Laws—Their Effect on the Agent April 12, 2012 Their Effect on the Agent Summary: If an agent is writing property insurance in…

May 2012 Intro Page Dec Page: The article of the month deals with business income coverage. Insurance protection for loss of business…