Contract Analysis


Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews how the terms are applied in the commercial property policy.

July 17, 2023
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This is one portion of the analysis of the Business Auto Coverage Form. This analysis goes over the physical damage section of the auto form.

July 02, 2023
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This document contains a list and explanation of the defined terms in the business auto coverage form, with their defined meanings.

June 26, 2023
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This discussion details the sections of the business auto declarations and provides an analysis of each of the available business auto coverage symbols and its respective coverage application.

June 19, 2023

This analysis of the ISO Business Auto Coverage form explains updates made to the form with the 2020 program update. This discussion focuses on Section II, Covered Auto Liability Coverage.

This commentary discusses the application of an occurrence under the ISO commercial crime policy, for the discovery and loss sustained forms.

June 05, 2023

This discussion analyzes the Owners and Contractors Protective Liability (OCP) Coverage Form, CG 00 09.

Discusses a pending 2024 ISO revision to the commercial Auto Hacking Expense Endorsement, to be effective January, 2024.

ISO is implementing earthquake rule changes that will enable a soft story factor to be applied to earthquake coverage when the building has a soft story.

April 25, 2023

Looks at the differences in claims-made vs occurrence coverages, and how the retro date affects coverage under the claims-made form.