This is Part 1 of 4 of the contract analysis of the Mutual Service Office (MSO) form providing coverage for commercial auto physical damage.

With coverage forms, exclusion endorsements, and exclusions with specified exceptions, it can sometimes be difficult to determine where and if coverage applies in a given claims situation. Thus is the case here.

Kidnap, Ransom, and Extortion Policy ISO K&R Coverage Updated October 19, 2021 Summary: Insurance Services Office (ISO) has updated and…

This is the contract analysis of the second part of form CY 00 02 11 21. The first part of this form is analyzed separately as Part Three "A".

This is an analysis of the ISO forms revision of CY 00 02 11 21. This is part one of the analysis of this form, with the second part of the analysis being published separately.

There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the last of five articles analyzing the form; this article discusses the Section II Liability section.

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the fourth of five articles analyzing the form discussing Conditions under Section I.

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the third of five articles analyzing the form, discussing Perils Insured Against and Exclusions.

This second discussion of form, HO 00 14, Contents Comprehensive form covers personal property, loss of use, and ALE.