Contract Analysis


November 01, 2021

This is the contract analysis of the second part of form CY 00 02 11 21. The first part of this form is analyzed separately as Part Three "A".

October 25, 2021

This is an analysis of the ISO forms revision of CY 00 02 11 21. This is part one of the analysis of this form, with the second part of the analysis being published separately.

There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.

September 06, 2021

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the last of five articles analyzing the form; this article discusses the Section II Liability section.

August 30, 2021

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the fourth of five articles analyzing the form discussing Conditions under Section I.

August 23, 2021

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the third of five articles analyzing the form, discussing Perils Insured Against and Exclusions.

August 16, 2021

This second discussion of form, HO 00 14, Contents Comprehensive form covers personal property, loss of use, and ALE.

August 09, 2021

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form.

August 08, 2021

This analysis describes the introduction of new replacement forms for the ISO Commercial Cyber product. This is Part One of the analyses, which identifies the forms being replaced and provides an analysis of form CY 00 03, Sections I-IV. A separate analysis will address the remaining sections of that form. Additional contract analyses will address this comprehensive replacement of the ISO cyber product, to be effective 11 21.

This is Part Two of a multiple part contract analyses of ISO Cyber replacement forms to be effective 11 21. Part Two continues the analysis of CY 00 03 11 21, covering Sections V-X of the Information Security Protection Cyber Policy, which replaces form CY 00 03 11 18.