Commercial Umbrella


June 27, 2025

A summary of the ISO Circular for June 27, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

June 17, 2024

A church and its governing evangelical association were each found vicariously liable for injuries caused by a church employee who was acting in the scope of his employment.

June 03, 2024

An insurer who provided both primary and excess coverage to an insured refused to pay primary coverage for an insured who was also covered by an underlying policy.

This article looks at some liability issues associated with long term space tourism flights, such as in-flight sex, infighting, and extreme medical emergencies, from a risk management perspective.

April 25, 2023

Looks at the differences in claims-made vs occurrence coverages, and how the retro date affects coverage under the claims-made form.

March 02, 2023

A summary of the Florida insurance department memorandum advising insurers of new regulations.