This article analyzes the extensions, optional coverages and limits section of the ISO Commercial Flood Policy.

Agreed Value and Coinsurance After the Hurricane Maria loss I have seen many insured, brokers or agents that have signed the Agreed Value Statement…

The smallest word or punctuation mark can change the meaning of a legal document.

Analyzes the coverages of the ISO Business Income (and Extra Expense) Coverage Form.

Deciphering Wind Deductibles What happens when there are multiple windstorms affecting the same property? What is a wind occurrence? How many deductibles…

CP 04 38 09 17 Functional Building Valuation, September 2017 Edition

Utility Services - Time Element

CP 04 11 09 17 Protective Safeguards, September 2017 Edition

Ordinance Or Law - Increased Period of Restoriation

This article reviews proposed bills to modify the flood insurance program.