When a maintenance item is left unattended it can lead to further damage, such as when a tree is allowed to continue growing out of a downspout.

Discusses a NJ law requiring insurers to provide applicants and policyholders seeking commercial property coverage with a one-page mandated summary addressing loss of use and occupancy of a commercial property and business interruption.

Recording of July 28 webinar Condominiums- Insurance: Your Questions Answered.

Updated daily, provides an overview of the ISO optional endorsements providing business interruption coverage for COVID-19 disruptions and constant updates from insurance departments as they issue bulletins.

Water presents one of the more confusing issues in coverage. The difference between backup, overflow, and discharge is important for determining coverage but these are not defined policy terms. Likewise, whether the water comes from drains or sewers on or off premises makes a difference as well. This article reviews this issue and homeowners and commercial property endorsements that provide coverage.

An insured put up with insufficient airflow for several years when a regular inspection would have caught the problem much earlier. But will there be coverage for this insured's loss?

Discusses the coverage issue questions involved in the collapse of the condominium building in Florida.

Recording of June 23 webinar Condominiums: Who Insures What?

Chart presenting landlord requirements regarding the management and prevention of bed bugs.

When the carrier is suspicious the insurance department investigates.