An overview of the significance of a ratings downgrade.

Discusses droughts, related issues and possible losses that may result.

Introduction to the Business Income and Extra Expense Checklist.

Gangs try to take over fire cleaning service and extort other companies.

Checklist to ensure all business income issues are addressed.

When is an insured able or have to make a claim for replacement cost expenses?

Discusses optional business income endorsements.

Checklist to ensure all business income issues are addressed.

Discusses the development and use of Business Income coverage.

Efficient proximate cause is often confusing. This chart reviews cases by state, and provides statute for the few states with statutes on the books.