Efficient proximate cause is often confusing. This chart reviews cases by state, and provides statute for the few states with statutes on the books.

A question of how to determine what damage was from the hurricane and what was from a flood.

An agent misbehaves in order to increase commissions.

Will coverage apply for damage due to ice damming when the roof membrane is excluded due to wear and tear?

The final article in a series explaining Jumpstart Earthquake Parametric Policy- this covers the insuring Exclusions and General Provisions.

When the policy contains an exclusion if the building has more than a certain percentage of EIFS, how does the exclusion apply to the rest of the building?

The third article in a series explaining Jumpstart Earthquake Parametric Policy- this covers the cancellation and fraud provisions.

An explanation of what happens with unearned commissions when an insurer becomes insolvent.

An insurer is liquidated by a Louisiana court.

The second article in a series explaining Jumpstart Earthquake Parametric Policy- this covers the insuring agreement.