A summary of the ISO Circular for September 9, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

The Texas Supreme Court rejected the insured's argument that the disputes with the insurer were coverage issues and not disputes on the amount of the loss.

Hawaii has issued a declaration allowing for temporary nonresident independent adjusters to help with Hurricana Lala claims.

A summary of the California bulletin regarding a moratorium on cancellations and nonrenwals due to the Gant Fire.

The interplay of RCV, ACV, and coinsurance clauses.

A US District Court found that under the circumstances of the case, a notice 46 days after the loss was not prompt.

Idaho has issued a bulletin regarding notice of cancellation and nonrenewals.

When a downed power line causes a surge that damages equipment, is there coverage?

A US District Court ruled that a management agreement does not override the provisions of an insurance contract.

The ISO CP 10 10 10 12 Causes of Loss - Basic Form.