When a loss occurs to multiple locations for the same occurrence, does coverage applied per occurrence or per location?

An insurer denied a claim made under a commercial property policy based on the policy's water backup exclusion.

When a stand alone outdoor sign is hit by a vehicle, how does coverage apply?

The ISO chart showing Leasehold Interest Factors for 5%.

FC&S is delighted to annouce that it is celebrating it's 95th year of providing policy analysis and interpretation.

Discusses dependent property contingencies and available coverages, as well as application of the additional coverage for civil authority.

This chart displays current adjuster licensing requirements for CAT duty.

When unsold goods are spoiled, do taxes get added into the valuation of those goods?

This form can be attached to the Building and Personal Property Cvoerage Form, Condominium Association Coverage Form, Condominium Commercial Unit-owners Coverage form, Builders' Risk Coverage Form, Standard Property Policy and Tobacco Sales Warehouse Coverage Form.

This form can be added to the Builders Risk, Building and Personal Property, Condominium Association, Condominium Commercial Unit-owners forms and Standard Property Policy.