Questions if the insured must prove that the property deductible will be exceeded before the carrier will pay for the loss of business income

Discusses damage to pump and coverage for lift station.

When is payroll included for calculation of business income loss?

When insured decides to no longer rent the building and building is later vandalized, does business income rental coverage apply?

Discusses if restocking a store after a loss is covered extra expense.

In separately insured apartment buildings, this questions if the business income loss is reduced to the extent displaced tenants were moved to another building.

Discusses coverage under commercial property and business income coverages for shutdown caused by sagging floor repairs.

Business Income Changes - Educational Institutions, October 2012 edition

Utility Services - Time Element, October 2012 edition. CP 15 45.

Extra Expense From Dependent Properties, October 2012 edition