This question and answer addresses a situation where a like kind and quality replacement is not available.

Summary of the emergency bulletin issued in South Carolina regarding emergency adjusters.

Introduction to the Business Income and Extra Expense Checklist.

Discusses when extra expense is incurred.

Discusses optional business income endorsements.

Checklist to ensure all business income issues are addressed.

Discusses the development and use of Business Income coverage.

Discusses a NJ law requiring insurers to provide applicants and policyholders seeking commercial property coverage with a one-page mandated summary addressing loss of use and occupancy of a commercial property and business interruption.

A court has refused to dismiss a COVID-19 business interruption insurance coverage lawsuit stating that the plaintiffs had alleged evidence of physical loss or damage, which is covered under the policy.

Michael Miguel, Principal at McKool Smith and Micah E. Skidmore, partner in Haynes Boone's Insurance Recovery Practice Group, comment on the recent case of first impression filed by the producer of The Morning Show against its insurer, Chubb.