Period of Indemnity and Period of Restoration Can you explain the difference between the period of indemnity and the period of restoration? California…

A tenant with a BOP is unable to inhabit the premises because a hurricane took off the roof. Additionally, there was an off-premises power outage. The adjuster denies business income coverage.

Discretionary Payroll Expense, June 2007 edition

Business Income (and Extra Expense) Coverage Form, June 2007 edition

Civil Authority Change(s), June 2007 edition

Business Income From Dependent Properties - Broad Form, June 2007 edition

Extra Expense Coverage Form, June 2007 edition

Business Income Changes - Beginning of the Period of Restoration, June 2007 edition

Business Income (Without Extra Expense) Coverage Form, June 2007 edition

Business Income From Dependent Properties - Limited Form, June 2007 edition