Discusses security services expenses following a loss are covered extra expenses?

Effect of Vacancy Clause on Theft Claim April 15, 2013 Our insured owns a large free standing office/warehouse building. The tenant…

Discusses the requirements for civil authority action to be a covered business income loss.

Answers concerns about whether insured's business personal property should be combined under one limit with business personal property of others on a commercial property policy.

Discusses the utility service exclusion and its application in a claim for extra expense coverage.

Withheld Depreciation on a Per Trade Basis March 25, 2013 I am involved in a hail damage property claim insured by policy form BP 00 02…

Discusses sprinkler leakage insurance as it relates to causes of loss forms and endorsment CP 10 56, which excludes coverage.

Collision Definition under Property Form March 4, 2013 We have a question regarding the following item in the CP 10 30 10 12: F Additional…

Terrorist attacks do not trigger business interruption without physical damage.

This case deals with the insured's expectations based on certain policy forms.