Tenants' Improvements Not Covered When Not Acquired or Made at Tenant's Expense Most commercial property forms include leasehold improvements under…

This article discusses that arose with Chinese drywall after a hurricane in 2005.

Valuable Papers Not Considered Raw Materials August 28, 2012 An insured has $50,000 limits in valuable papers coverage and has received a restoration…

Condominium Association Coverage FormAugust 30, 2012ISO Commercial Property ProgramSummary: Both the Condominium Association Coverage Form…

Standard Property Policy   August 20, 2012   ISO Commercial Property Program Summary: The Standard Property Policy (CP 00 99 10 12) of…

Missing Property with No Proof of How It Disappeared Excluded A tenant was in place at the insured location when the insured purchased the building.…

Condominium Commercial Unit-Owners Coverage FormAugust 14, 2012ISO Simplified Commercial Property ProgramSummary: Insurance Services Offices…

Gazebo Covered as Outdoor Fixture   Our insured—a church covered under a CP 00 10 04 02—has a gazebo that existed on the property grounds…

Power Surge Claim August 6, 2012 Insured had a laser machine inspected, and the error messages that appeared stated it was damaged by a power surge.…

Utility Services Direct Damage and Time Element Losses and Coverages   July 16, 2012   Summary: This article discusses the nature and…