Terrorist attacks do not trigger business interruption without physical damage.

This case deals with the insured's expectations based on certain policy forms.

Parking Lot Coverage with Commercial Property Form February 4, 2013 We have an insured that is a church, and it has had several occurrences of vandalism…

  Specialty Products Insurance   The Limitation of Property Policy Coverage Creates A Need   January 30, 2013   Summary: It seems…

Lost Income Claim under BOP January 21, 2013 Our client is a tenant insured with a Businessowners form. There was a problem with broken sewage pipes…

Materials Held for Sale January 9, 2013 We are handling a theft claim under a CP 00 10 04 02 and CP 10 30 04 02. The insured is a large commercial roofing…

Replacement Cost Contractual Obligations January 9, 2013 Under a replacement cost contract on a commercial insurance policy, is the insurer’s…

Trailer Covered as Business Personal Property or Storage Shed? January 9, 2013 Our insured's policy excludes trailers as business personal property.…

Payment for Loss to Property of Others   January 4, 2013   Our insured carries a CP 00 10 10 90 form and has a loss that involves property of…

Product Loss Not Covered by Spoilage Endorsement December 10, 2012   The loss occurred as a result of Hurricane Isaac. The insured was making normal…