July 28, 2014 I have a case where a frame restaurant has a sprinkler system and is recognized by ISO as being sprinklered, but the system does not…

Installation Floaters December 17, 2013 Written in Conjunction with Builders Risk Policies Summary: The typical builders risk…

Discusses business income coverage and the insured operating the business at a loss.

Named Insured on Builders Risk Policy Entitled to Total Value of Loss June 30, 2014 If the named insured on an inland marine builders risk policy…

AAIS Commercial Property Program—Endorsements June 9, 2014 Used to Modify Policy Summary: In addition to the commercial property…

Questions application of the blanket limit of insurance in a valued policy state.

  Business License Claimed to Be Business Personal Property   May 6, 2014   A policyholder owned a grandfathered business license, which…

Clogged Drain Causes Water Loss May 19, 2014 We have a client with a CP 10 30, Causes of Loss—Special Form with a Property Coverage Extension endorsement. This…

Can backup of downspouts and gutters that causes interior building damage be covered under a backup of sewers and drains extension of coverage? The…

Insurable interest of a unit owner's bank.