Championship Rings Are Business Personal Property March 3, 2015 Our insured is a chiropractor specializing in sports medicine who is insured on an ISO…

Exception to wear and tear exclusion provided coverage for water damage from a broken pipe; damage to the pipe was not covered.

Creditor of Production Equipment as Mortgagee February 2, 2015 Is there anything definitive that states that a secured creditor of large production…

Property Damage Caused by Rain   January 12, 2015   An insured with a Cause of Loss - Special Form, CP 10 30 04 02, sustained damage to the…

Inflatable Bounce Apparatus and Vandalism December 22, 2014 Our client's business uses an inflatable bounce apparatus that kids play in. The inflatable…

Capitalization RequirementsState-By-State Survey October 21, 2014 Summary: When an insurer wishes to enter a state as an admitted…

Questions damage to property exclusion when damage is done in a common area.

We have an insured who owns a three story apartment building insured on the ISO Building and Personal Property Coverage Form, CP 00 10 10 91. One end…

December 3, 2014 We have just come from a meeting with one of our companies that is ISO-based. They were discussing an endorsement that is associated…

Building Coverage versus Business Personal Property Coverage December 1, 2014 Under the Building and Personal Property Form, CP 00 10 06 07, can the…