Consent Judgment Litigation   A Fifty State Overview   June 15, 2015   Summary: This article was written by Catalina J. Sugayan, Carol…

General Property Form   July 8, 2015   National Flood Insurance Program   Summary: The General Property Form is available through the…

Faulty Work and Digester Cover June 29, 2015 A local sewer authority that we insure experienced a large loss when the steel anchors for the cover of…

"Foundations" as Property Not Covered   Under "property not covered," the commercial property policy (CP 00 10 04 02) reads, "foundations of buildings,…

Mechanical Breakdown and Wear and Tear Exclusion—Not Applicable We insure a commercial building and its business personal property on the commercial…

Discusses if restocking a store after a loss is covered extra expense.

Water Tower as Covered Property under Commercial Property Form   Our insured had an extensive fire at his hotel. On top of the hotel was a non-functional…

Pollutant Clean Up—Coverage for Testing and Removing Mysterious Barrels of Waste Our question concerns coverage under form CP 00 10 04 02, which…

This checklist provides various behaviors/actions/situations that could indicate arson was the cause of loss.

Master Red Flag Checklist   June 15, 2015   While a checklist for a particular type of fraud or claim filer may be useful in some claims,…