Discusses costs related to drought and extra expense coverage.

Theft of Property in Transit January 4, 2016 Our insured's executive director had the company's laptop computer and iPad, and they were stolen from…

Discusses the definition of occurrence under a property policy.

Example of Concurrent Causation January 4, 2016 The introductory language to the section B.1 exclusion on the ISO special causes of loss form states,…

Questions if the insured must prove that the property deductible will be exceeded before the carrier will pay for the loss of business income

Mortgageholders Errors and Omissions Form  November 30, 2015  ISO Simplified Commercial Property Program  Summary: Errors and omissions coverage…

Damage Caused by Seagulls November 23, 2015 We have a customer who is currently experiencing damage to a warehouse and the boats being housed inside…

Loss Payable Clause versus Lender's Loss Payable Clause November 2, 2015 What are the practical differences between a loss payable clause and a lender's…

Capital Assets Program Coverage Form (Output Policy), April 2013 Edition

Discusses damage to pump and coverage for lift station.