Commercial Property Program


September 28, 2016

Questions coverage for damaged electronics from power surge.

September 28, 2016

Questions what policy pays for building damages not altered by tenant, and the building damages to the tenant’s improvements and betterments in a water damage claim.

September 28, 2016

Questions if an adjuster can be an appraiser in a commercial property dispute.

September 28, 2016

Questions if certain employee expenses incurred to minimize loss should be covered.

September 13, 2016

This article explains Value Policy laws.

Theft or Vandalism Damage? August 29, 2016 Applicable policy is a CP 00 10 10 91, Special Cause of Loss form. It is endorsed with a Theft Exclusion,…

August 22, 2016

Tobacco Sales Warehouses Coverage Form August 22, 2016Summary: The Tobacco Sales Warehouses Coverage Form, CP 00 80 10 12, covers direct…

August 16, 2016

Appraisal and Disposal of Damaged Contents August 15, 2016 A fire loss lead to substantial damage to the insured's structure and contents. The contents…

July 11, 2016

Is deer blood considered a pollutant?

Vacancy Provision and Water Loss July 1, 2016 The company insures a vacant building. The building contains a sprinkler system that is not dry. During…