Discusses the term actual cash value, fair market value, and the broad evidence rule as determined by states and various court cases.

Discusses snow melt, flood, tornadoes and other disasters and how to prepare.

Discusses the temporary authorization for adjusters to work flood claims in Hawaii.

Describes a bulletin issued March 11, 2021 describing certificate requirements.

Discusses manhole explosions and coverage for loss or damage under personal and commercial lines.

The insurance policy expired on the 18th, and a $15 million fire occurred on the 19th and the court determined the notice of cancellation was not adequate.

Discusses coverage when things such as airplane parts fall from the sky and land on property.

When a restaurant has a loss but receives a government loan, where does business income coverage fit in?

Discusses the workings of the blanket limit of insurance, using a number of actual questions and answers as examples of its application under the commercial property policy.

In light of current frigid temperatures around the country and concerns about frozen pipes, ice dams and related issues, this article provides links to several FC&S articles that may be helpful.