The ISO Commercial Property Causes of Loss - Special Form CP 10 30 09 17.

ISO is implementing earthquake rule changes that will enable a soft story factor to be applied to earthquake coverage when the building has a soft story.

This checklist is designed to help the agent or underwriter review the main issues with an insured before writing a commercial property policy.

In light of increased wildfire risks, increased housing values and construction costs, the Oregon FAIR Plan Association board of directors approved an…

When an insured has a triple net lease with the tenants, what coverage does the insured need on the property?

This article reviews a number of issues surrounding deductibles and how they should be applied.

Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.

CP 03 20 04 18 Multiple Deductible Form. It can be applied to the builders risk, building and personal property form, condo association form, condo commercial unit-owners form, standard property policy and tobacco sales warehouses coverage form.

How does the age of a structure affect a denial of coverage for "wear and tear"?

This is the fourth and final in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the what isn't covered, service of suit, law and jurisdiction, and making a complaint sections of the policy.