Commercial Property Program


July 24, 2008

When the power goes out, what happens when the surge when the power comes on causes damage?

Property Management Fees a Part of Covered Loss Q I am a public adjuster and many of my clients are represented by property management firms that…

July 24, 2008

Agreed Value Option Explained I need clarification or opinion regarding CP 00 10 04 02, Optional Coverages, Agreed Value, paragraph a, second sentence:…

July 24, 2008

When an insured leaves the faucet on and water is restored and overflows the sink, is there coverage?

July 24, 2008

When police use tear gas, is that a pollutant?

"Fine Arts" Does Not Include Wall Plaques A fire totally destroyed a VFW post's building and personal property, for which the insured was paid the…

Can an insurer contest the extent to which the insured builds a newer and better structure?

July 24, 2008

An insured experienced a sewer backup and called a plumber. The plumber ran a camera down the drain and found that the pipe had rusted and collapsed.…

July 24, 2008

Working through the revised coinsurance language on CP 00 10 04 02.

July 24, 2008

Roof cracks related to sudden temperature drop - is there coverage?