Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…

Are underground sprinklers covered on the commercial property policy?

During replacement of the roof water enters and damages the interior of the building.

Beating a Result of Riot or Civil Commotion? We have a commercial fire policy on a rental unit with named perils coverage that includes riot or civil…

Sinkhole Collapse — Demolition Expense Q Our insured is the owner of a large commercial office building insured under commercial property form…

Restaurant Cooking Hood Not Business Personal Property The insured is a restaurant. They rent space to run their business. When they rented the space,…

Sinkhole Collapse — Demolition Expense Q Our insured is the owner of a large commercial office building insured under commercial property form…

Actual Cash Value Affected by Sale of Property? Q Our insured owns a hotel which suffered covered water damage when pipes burst. Many of the rooms…

Items in a Locked, Unattended Vehicle May Be Considered in the Insured's Care, Custody or Control An insured contractor parked his truck at a friend's…

Premises — Meaning of Q The businessowners policy covers business personal property including property in the open within hundred feet of the…