An analysis of the Bailees Customers Coverage form IH 00 85 12 13.

The "reservations of rights" letters from the insurers made nonspecific references to policy exclusions that may or may not preclude coverage for the insureds.

The reservation of rights letter is often misunderstood by insurers, insureds, and attorneys. This treatment attempts to clarify its use.

Editors favorite coverage questions from 2022 including bears, bull semen, motorized surfboards and arson.

When the point-of-sale company for a business suffers a loss, does the insured's policy provide coverage for the stolen funds?

A tree house is damaged in a fire, along with several other insured buildings. However, the tree house was not listed on the property declarations, and the subscriber asks if it is covered as an outdoor fixture on form CP 00 99.

This is an introduction to and analysis of new ISO endorsements being made available to exclude commercial umbrella and excess liability exposures of or relating to PFAS chemicals.