May 09, 2022
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A sample checklist as an aid for businessowners coverage. Not intended to be all-inclusive of all questions to be asked or in coverage determinations.

May 09, 2022

Three TVs aligned together for a single image and contractor cracked the screen. Which exclusion, if any, applies?

May 09, 2022

An explanation of what happens with unearned commissions when an insurer becomes insolvent.

May 04, 2022

An insurer is liquidated by a Louisiana court.

May 04, 2022
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The Eighth Circuit ruled that calculation of an insurance policy's coinsurance provision depended on the type of claim filed and that where the insured filed a claim for the actual cash value of stolen property, the coinsurance provision should be calculated using actual cash values.

The second article in a series explaining Jumpstart Earthquake Parametric Policy- this covers the insuring agreement.

May 02, 2022

Determining the correct value to base the coinsurance calculation on.

April 27, 2022

A discussion on social media, defamation and possible insurance coverage.

April 27, 2022

Summary of consent order filed against FedNat in Florida.

An analysis of the Jumpstart Insurance Policy, a parametic policy providing coverage for earthquakes. This section discusses the policy definitions.