Water presents one of the more confusing issues in coverage. The difference between backup, overflow, and discharge is important for determining coverage but these are not defined policy terms. Likewise, whether the water comes from drains or sewers on or off premises makes a difference as well. This article reviews this issue and homeowners and commercial property endorsements that provide coverage.

Found in favor of a policyholder in a case that reaffirms an insurer's broad defense obligation, holding that an insurer could not evade coverage on the grounds that the insureds were not acting in an insured capacity.

When the slip and fall isn't necessarily accidental.

An insured put up with insufficient airflow for several years when a regular inspection would have caught the problem much earlier. But will there be coverage for this insured's loss?

Discusses the coverage issue questions involved in the collapse of the condominium building in Florida.