When the policy documents contain a list of forms an endorsement may apply to, what does that mean in terms of coverages available?

An Irish vet takes a gamble and loses.

The "reservations of rights" letters from the insurers made nonspecific references to policy exclusions that may or may not preclude coverage for the insureds.

A brief explanation of bomb cyclones; what they are and how they form.

The reservation of rights letter is often misunderstood by insurers, insureds, and attorneys. This treatment attempts to clarify its use.

Bed bugs are something no one wants to bring home from vacation. Some states have regulations regarding prevention of and eradication of bed bugs for hotel properties.

When an insured cleans up a spill he didn't cause and a claim is made, is there any coverage?

An overview of bed bug infestations and related hazards.

The California Department of Insurance has issued a bulletin reminding insurers that the doctrine of efficient proximate cause prevails in first party insurance disputes.

Articles related to snow, ice, freezing temperatures and related coverage issues.