April 30, 2023

This article reviews a number of issues surrounding deductibles and how they should be applied.

Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.

April 26, 2023
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CP 03 20 04 18 Multiple Deductible Form. It can be applied to the builders risk, building and personal property form, condo association form, condo commercial unit-owners form, standard property policy and tobacco sales warehouses coverage form.

April 25, 2023

Looks at the differences in claims-made vs occurrence coverages, and how the retro date affects coverage under the claims-made form.

April 24, 2023

A vehicle is sent to an insured but it never arrives; is there coverage?

April 10, 2023

How does the age of a structure affect a denial of coverage for "wear and tear"?

April 10, 2023

This discussion concerns insurance coverage issues arising out of the word "occurrence", with a review of relevant legal cases.

This is the fourth and final in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the what isn't covered, service of suit, law and jurisdiction, and making a complaint sections of the policy.

April 03, 2023

A question dealing with contracts, policy provisions and edition dates.

This article provides an overview of parametric insurance.