This article explains how 100 year floods actually work.

Do gunshots that damage a building fall under the vandalism peril?

This discussion details the sections of the business auto declarations and provides an analysis of each of the available business auto coverage symbols and its respective coverage application.

An agent is caught diverting funds and forging information onto client checks.

This analysis of the ISO Business Auto Coverage form explains updates made to the form with the 2020 program update. This discussion focuses on Section II, Covered Auto Liability Coverage.

This commentary discusses the application of an occurrence under the ISO commercial crime policy, for the discovery and loss sustained forms.

This chart from the Insurance Institute for Highway Safety outlines the current laws surrounding autonomous vehicles.

When the insured's property sustains a fire and the runoff damages a Koi pond, is there coverage?

As the risks of wildfires continue to grow and building costs increase, insurers in California are starting to pull back from writing new property policies.

This article reviews some of the common coverage issues found after a strong storm passes through an area.