A summary of the ISO Circular for April 3, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Category 25 fidelity endorsements of the ISO Crime and Fidelity program.

When an injury occurs at the scene of a roadside repair, what policy provides coverage?

Category 25 fidelity endorsements of the ISO Crime and Fidelity program.

The policy required a written notice be sent to the insurer's claims department, but the insured emailed notice to the insurer's underwriting division. This led to less than satisfactory consequences for the insured.

Insurers are to use the Model Uniform Suspected Insurance Fraud Reporting Form developed by the NAIC.

The ISO CX 21 06 04 13 Exclusion - Products-Completed Operations Hazard that can be attached to the Commercial Excess Liability Coverage Part.

An email from the plaintiff to the defendant expressed disappointment and made a request based on that disappointment, but there was no demand for relief, monetary or otherwise.

Category 25 fidelity endorsements of the ISO Crime and Fidelity program.

This week's discussion looks at cyber crime and the Dragos report which shows an almost 50% increase in ransomware incidents from 2022 affecting the industrial sector.