This discussion analyzes the various endorsements available to provide some type of drive other car coverage under the commercial auto policies.

December 04, 2023

When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.

December 01, 2023
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CP 00 90 07 88 Commercial Property Conditions form.

December 01, 2023
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CP 00 60 06 95 Leasehold Interest Coverage Form commercial property endorsement.

November 30, 2023
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This is an analysis of the policy conditions included within and applicable to the ISO business auto coverage form

November 27, 2023

This document provides a detailed analysis of the Extra Expense Coverage Form, as contrased with Business Income Coverage.

November 26, 2023

When working with a Builders Risk form, are fences covered?

Summary: There are a multitude of ISO commercial auto endorsements, and year by year, the list keeps growing. Rather than attempt a discussion of all…

November 14, 2023

ALE benefits are set to expire on the 2-year anniversary of the fire.

November 13, 2023
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The ISO Power, Heat and Refrigeration Deduction endorsement CP 15 11 can be added to the Business Income (and Extra Expense) Coverage form and the Business Income (Withour Extra Expense) Coverage Form. It removes the costs of power, heat or refrigeration from the coverage.