Impaired Property and the CGL Form Our insured is a plumbing and heating business. The insured has a CGL policy and had a claim recently that was denied…

Builders Risk—Need for onRenovations to Existing Building? Q When, if at any time, would a builders risk policy need to be written in conjunction…

Discusses coverage for collapse and hidden decay under the businessowners form.

Discontinued OperationsCoverage for the Insured Q My insured is selling his lumberyard business and will cease all operations, although the corporation…

Is damage to two sections of property from same storm one deductible or two?

Damage to Property Exclusion Applies to Undamaged Flooring? Our insured is a flooring subcontractor who installs hardwood floors. While in the process…

When an insured leaves the faucet on and water is restored and overflows the sink, is there coverage?

Crops Include Pumpkins under Property Form We have an insured who had a large number of pumpkins bought from farmers to sell during a fall festival.…

Completed Operations Coverage for Damaged Mirror Q We have a question involving coverage under a businessowners liability policy (BP 00 06 01 97).…

Builders Risk Coverage and the Meaning of "Completion" Most builders risk policies have a condition, among others, that states coverage will end when…