Collision Coverage for Overturn of Farm Tractor? Our insured's tractor is covered under mobile agricultural machinery and equipment form FP 00 30 09…

Awning on Camper Damaged by Windstorm Our insured has a camper/trailer covered under a business auto policy. This camper/trailer has an awning attached…

Crossed Wires Caused Artificially Generated Electrical Current Our insured was changing a light bulb in an old fixture and the wires crossed, causing…

Deductible not Applicable to Transportation Expenses Under the standard business auto policy, transportation expenses of up to $20 per day is allowed…

Voluntary Payment by Insured Leads to Denial of Coverage We insure a company under a standard Businessowners Liability policy. Our insured was hired…

Barn Not Personal Property under Building and Personal Property Coverage Form Under the CP 00 10 04 02, coverage A 1. covered property, a (4), is an…

Failure to Comply with Duties under Policy We have run into a situation in which an insured has failed to respond to our attempts at contact in order…

Understanding the cause of loss and coverage when the insured wasn't present to know what happened.

Awning Could Be Considered Outdoor Sign I have a client who has an attached outdoor awning over her store front. It has the store's name on it and was…

Discusses costs for additional employee pay when business was not suspended.