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What is a Claim? September, 2002 A Treatise on What Constitutes a Claim Summary: This is an article written by Mr. Thomas M. Bower, a partner…
Volunteer Workers and the CGL Form Q We have had many inquiries lately regarding the status of volunteers under the CGL form. We would like to have…
Property Damage to Rented Premises The CGL form allows coverage for property damage to premises rented to the named insured for a period of seven or…
Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…
Covered Auto Designation Symbol Question If a business owner mistakenly deletes a vehicle during the policy year and later in the year has an accident…
Discusses sexual abuse and duty to defend.
"Your Work" Exclusionunder CGL Form Q A contractor was hired to power wash a house. In doing so, the exterior of the house was damaged. The commercial…
Sexual Molestation Coverage Under CGL Form? Q As a risk manager for a public entity, I always require that individuals or groups that use my employer's…
Property Manager Liable for Fire Damage? Our agency insures several property managers of condominium associations. The general liability policies for…
Business Auto Coverage for EmployeesMy client is an employer who owns no autos. However, he does have hired and nonowned auto coverages under the…