The judges acknowledged the policyholder had had a string of bad luck, but even the worst of luck cannot overcome policy conditions.

Even though a company contractor painted over the posters based on incorrect instructions, he still acted intentionally in doing so.

A summary of the ISO Circular for April 4, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

This article on the Key Bridge collapse discusses what happened, who is involved from an insurance and liability perspective, and what we know about the exposures and their coverage implications.

A summary of the ISO Circular for April 3, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Category 25 fidelity endorsements of the ISO Crime and Fidelity program.

When an injury occurs at the scene of a roadside repair, what policy provides coverage?

Category 25 fidelity endorsements of the ISO Crime and Fidelity program.

The policy required a written notice be sent to the insurer's claims department, but the insured emailed notice to the insurer's underwriting division. This led to less than satisfactory consequences for the insured.

Insurers are to use the Model Uniform Suspected Insurance Fraud Reporting Form developed by the NAIC.