Discusses if restocking a store after a loss is covered extra expense.

Pollutant Clean Up—Coverage for Testing and Removing Mysterious Barrels of Waste Our question concerns coverage under form CP 00 10 04 02, which…

Water Tower as Covered Property under Commercial Property Form Our insured had an extensive fire at his hotel. On top of the hotel was a non-functional…

Personal and Advertising Injury Liability Question June 15, 2015 Our insured hired a construction company to construct a building. They agreed upon…

This checklist reviews behaviors or situations that may indicate fraud is present in the claim.

June 15, 2015 Independent insurance adjusters serve insurance companies that do not have sufficient claims staff to handle insurance claims. The…

This checklist can be used when professionals such as doctors, attorneys, or other professionals may be engaged in fraudulent activity.

June 15, 2015 Insurance fraud costs the industry billions each year. States are working with carriers to try to combat fraud, and have developed…

This checklist highlights when the timing of the loss or filing of the claim could indicate fraudulent activity.

June 15, 2015 Investigators can benefit from checklists, as well as adjusters and underwriters. When investigating a claim, it is important…