Theft or Vandalism Damage? August 29, 2016 Applicable policy is a CP 00 10 10 91, Special Cause of Loss form. It is endorsed with a Theft Exclusion,…

Defense Costs for an Indemnitee August 22, 2016 How does the CGL form apply when it comes to extending defense cost coverage to indemnitees, that is,…

August 22, 2016

Tobacco Sales Warehouses Coverage Form August 22, 2016Summary: The Tobacco Sales Warehouses Coverage Form, CP 00 80 10 12, covers direct…

August 16, 2016

Appraisal and Disposal of Damaged Contents August 15, 2016 A fire loss lead to substantial damage to the insured's structure and contents. The contents…

July 25, 2016

Social or Recreational Activity and WC July 25, 2016 An employee was attending a party sponsored by his employer after working hours. The employer catered…

July 21, 2016

Is a vehicle falling off a lift collision?

Summary: Drones have been the latest new technology to catch the headlines. They are unmanned aircraft, often compared to model aircraft, but have…

July 11, 2016

Is deer blood considered a pollutant?

July 08, 2016

Garage Form Definitions March 25, 2016 Section VI of the Policy Summary: Words and terms that have a contractually defined meaning…

July 06, 2016

"Arising out Of" Issues June 2, 2015 Meaning, Exclusionary Language, and Coverage Summary: Various insurance forms contain language…