This week's discussion looks at cyber crime and the Dragos report which shows an almost 50% increase in ransomware incidents from 2022 affecting the industrial sector.

Category 25 fidelity endorsements of the ISO Crime and Fidelity program.

The difference between business personal property and personal property of others is addressed.

Century Waste alleged that a deficient reservation of rights letter had prejudiced their case in an underlying lawsuit.

A listing of ISO General Liability forms and endorsements, including links to multistate forms.

Category 25 fidelity endorsements of the ISO Crime and Fidelity program.

They are a part of UM/UIM coverage in the state.

CP 00 30 10 12 Business Income (and Extra Expense) Coverage Form.

When an insured and tenants help fight the fire, is there coverage for their efforts?

The ambiguity in a catch-all exclusion could not be resolved using the principle of ejusdem generis.