Effective 4/1/2020, ISO has introduced a new multistate program designed for micro-businesses, so named for their size eligibility of 0-4 employees and maximum annual sales of $500,000. Here we will discuss the eligibility criteria and provide an overview of the new product.

Insured has a policy covering viruses for specified causes of loss and questions if the civil authority coverage will also apply.

Discusses Delaware coalition developed against COVID-19 scams.

The correctional officer was participating in Olympic level training prior to the onset of his heart condition.

While most of these cases have to do with business interruption and the virus exclusion, there are a couple of outliers. This article was adapted from ICLC, Insurance Coverage Law Center.

Discusses the Debris Removal Coverage under the ISO Causes of Loss Special Form and related optional endorsements.

Questions whether an electrical contractor's installation of heat tape on a roof is a CGL or construction defect claim.

Discusses potential claims for employers arising out of the coronavirus exposure in the work environment.

The 8th Circuit determined that the faulty workmanship exclusion did not apply, despite the occurrence of faulty workmanship on the roof panels in question.

A list of resources from FC&S and others regarding information for the COVID-19 outbreak, updated as we add new content.