Commercial General Liability


Questions a comparison of the primary and noncontributory additional insured language in a Travelers specific policy as compared to the ISO endorsement CG 20 01.

December 14, 2020
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In a 600 page complaint, the insurers are seeking a declaration that they are not obligated to defend or indemnify McKesson Corporation against lawsuits seeking to hold McKesson liable for its role in the opioids epidemic under insurance policies issued by AIG to McKesson.

December 14, 2020

Discusses expectations of hard market continuing into 2021 based on Willis Towers Watson (WTW) in its 2021 Insurance Marketplace Realities Report.

November 30, 2020
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Endorsement is identical to CG 21 50, but this endorsement provides an exception. Specific activities must be listed in the endorsement or the policy declarations as exempt from the liquor exclusion.

November 30, 2020
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Deletes the liquor liability exclusion in the CGL form and replaces it. The term"in the business of" is eliminated. Instead, the exclusion applies only if the insured (1) manufactures, sells, or distributes alcoholic beverages, (2) serves liquor for a charge, regardless of whether or not the activity requires a license or is for the purpose of financial gain, (3) serves liquor without charge if a license is required for such an activity; or (4) permits any person to bring alcoholic beverages onto the insured's premises for consumption on the premises.

November 30, 2020

Explains the ISO CGL liquor liability exclusion with cited court cases and includes a chart of the recently updated liquor liability grades by state.

November 30, 2020

Discusses an insured's fire that damaged a moving company trailer containing personal belongings of others.

November 04, 2020
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CG 21 70 01 15 Cap on Losses From Certified Acts of Terrorism

November 04, 2020
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CG 21 76 01 15 Exclusion of Punitive Damages Related to a Certified Act of Terrorism

November 02, 2020

Discusses whether the definition is met when there is no accident.