A summary of the Florida insurance department memorandum advising insurers of new regulations.

A pair of farmers made a claim for crops they actually never planted.

Fraud involving an animal mortality policy and a claim for horses that weren't actually dead.

Describes what constructive total loss is, supported by case findings in marine, homeowners, property and automobile physical damage.

Will endorsement provisions regarding scheduled property override the flood exclusion on the policy?

When an adjuster and agent encourages insureds to grow claims, not crops.

An insurer must defend a horse farm and equestrian center in a golf cart accident that occurred off of the insured premises.

Does a loss to livestock trigger coverage under the Disruption of Farm Operations form?

Discusses the term actual cash value, fair market value, and the broad evidence rule as determined by states and various court cases.

Fraud concerning documentation of the loss.