There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.

Coverage for additional living expenses, civil authority, and business income all come into play after a disaster.

This Q&A deals with an installer's instructions to a homeowner regarding the need for a replacement appliance and a claim for damages caused by the older appliance.

Chart presenting landlord requirements regarding the management and prevention of bed bugs.

Caused by or resulting from in business income coverage - can someone explain the difference?

Presents several claim questions regarding ice damming as a cause of loss on commercial properties.

Discusses five risks facing unoccupied commercial properties and eight ways to avoid the risks.

Discusses issues with two hurricanes at once during a pandemic.

This article provides a comprehensive overview of coverages impacted by hurricanes.