It's important to consider the what if's when selecting the proper coverages for an insured's operations, as is shown in this week's question about an insured who installs batteries in customers' vehicles.

The question deals with an insured's legal liability for client injuries sustained at an event that the insured gifted tickets to attend.

Announcement of a Connecticut Insurance Department Notice to commercial insurers and producers providing guideance on the types of commercial lines policies that can be issued with defense within limits, and the required consumer disclosures for these policies.