This week's discussion looks at cyber crime and the Dragos report which shows an almost 50% increase in ransomware incidents from 2022 affecting the industrial sector.

The ambiguity in a catch-all exclusion could not be resolved using the principle of ejusdem generis.

Discusses two new crime forms and three form revisions, largely to address exposures of digital or crypto tokens and NFTs.

This is a discussion of the builders risk coverages that can be found in the ISO building and personal property coverage form, as contrasted with those found in the builders risk coverage form and the effects on coverage if the builders risk renovations endorsement is also attached.

This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.

This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.

Introducing ISO's endorsement BP 15 91 which excludes perfluoroalkyl or polyfluoroalkyl substances (PFAS) from the businessowners policy, including an analysis of the endorsement.

A numerical list of available ISO Businessowners forms.

Discusses court cases related to determining if something is a building or structure, and the difference between the two.

In this guest column by board member Bill Wilson, Bill provides an overview of hard markets, looking at hard markets of the past and the current situation.