January 15, 2024
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This is a discussion of the builders risk coverages that can be found in the ISO building and personal property coverage form, as contrasted with those found in the builders risk coverage form and the effects on coverage if the builders risk renovations endorsement is also attached.

January 08, 2024
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This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.

January 01, 2024
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This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.

December 21, 2023
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Introducing ISO's endorsement BP 15 91 which excludes perfluoroalkyl or polyfluoroalkyl substances (PFAS) from the businessowners policy, including an analysis of the endorsement.

December 18, 2023
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A numerical list of available ISO Businessowners forms.

November 13, 2023

In this guest column by board member Bill Wilson, Bill provides an overview of hard markets, looking at hard markets of the past and the current situation.

November 12, 2023
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BP 03 12 01 06 Windstorm Or Hail Percentage Deductibles businessowners endorsement.

November 11, 2023
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BP 05 64 01 15 Conditional Exclusion Of Terrorism (Relating To Disposition Of Federal Terrorism Risk Insurance Act) businessowners endorsement.

November 11, 2023
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BP 05 15 12 20 Disclosure Pursuant To Terrorism Risk Insurance Act businessowners endorsement.

November 11, 2023
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BP 05 13 01 02 War Or Terrorism Exclusion businessowners endorsement.