This article lists and analyzes the BAP provisions relating to physical damage coverage for a covered auto and its equipment.

This article discusses the definitions found in CA 00 25.

The business auto policy has conditions that pertain to the coverages offered by the auto policy, such as duties of the insured, loss payment, other insurance, and other items. This article examines the business auto conditions.

The Auto Dealers Coverage Form is explained.

The liability section of the Business Auto policy is explained.

When an employer borrows an employees vehicle and there is no collision on the commercial auto policy, is there coverage elsewhere on the policy?

When an insured with a $10,000 is struck by an uninsured motorist, does the deductible apply, or does UM cover it?

Discusses how a car is "borrowed".

Is the mileage that thieves put on a car they stole diminished value?

This chart identifies state statutes for states that allow the rejection of UM/UIM by named insured to apply to all insureds on the policy.