Loading or Unloading Coverage Dispute The question we have is in regard to which policy covers the following loss. The insured is a furniture delivery…

Collision Damage due to Cargo Shift? Q I'm handling a claim in which cargo was being transported by a tractor-trailer. The cargo in the trailer shifted…

Garage Policy—"Any Auto"Includes Semitrailer Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…

Business Auto Coverage for Unscheduled Trailer This question pertains to liability coverage afforded by the business auto policy. The insured was driving…

Business Auto Policy and Property Damage ClaimOur insured owns a pizza store and the operations include a delivery service. The insured has a business…

Business Auto Policy and Out of State Loss Our insured has a business auto policy (BAP) with symbols 7, 8, and 9 for covered auto liability. The insured…

Pollution Attributed to Vandalism Q We recently had a claim where a covered auto (a fuel tanker-trailer) was damaged by vandals when they ran a piece…

Consequential Injury Under a Truckers Coverage Form Q An employee of the insured operates the insured's tractor-trailer while performing duties related…

PD Coverage under BAP For Insured on Out of Country Business Trip? We insure a business auto policy, and an insured rents a vehicle in his own name…

Discusses Stan Koch & Sons Trucking, Inc. v. Great West Cas. Co., where the insured brought a declaratory judgment action against its excess liability insurer, seeking a determination that insurer accepted coverage for a fatal motor vehicle accident not covered by the policy but breached its fiduciary duty to insured by settling a personal injury claim arising from the accident.